COVID-19 -Financial Recovery Resources

HOUSING:

Residential Assistance for Families in Transition (RAFT) program and the recently added Emergency Rental and Mortgage Assistance Program (ERMA) can provide short-term financial assistance for rent and mortgage, utilities, and more to families who have suffered financial hardship due to loss wages or other impacts. Apply to the regional housing resource center listed below for assistance in Middleborough.

NeighborWorks Housing Solutions 169 Summer Street, Kingston, MA 02364 (781) 422-4208, (800) 242-0957 Fax: (781) 585-7483 Email: HCEC@nhsmass.org
Visit their web site NeighborWorks. Information on their pre-application is found at https://www.waitlistcheck.com/MA2977-1917.

Habitat for Humanity of Greater Plymouth is also providing rent assistance to low-income qualified Middleborough residents who have suffered job loss or wage reduction due to the pandemic.  Applications will be reviewed on a rolling basis and HFH is on a fast track to award funds as soon as possible (deadline of 7/22). Please visit www.hfhplymouth.org/covidrelief.html

And visit the Commonwealth’s website for RAFT to learn more about eligibility.

BUSINESS Owners and employees:

The federal government and the Commonwealth have released multiple funding streams of financial assistance to aid employees and businesses in the attempt to remain solvent in the face of the epidemic. Unemployment benefits, topped with an additional $600 stimulus per week are available to those who apply. The extra stimulus is slated to last through July 2020 . Answers to unemployment questions and the links to apply can be found at Unemployment.

Assistance to business is currently being offered through low-interest loan programs offered by the Small Business Administration, along with some debt-relief options. These programs are funded by the federal government and are in their second round of funding, so applicants are encouraged to apply quickly. Some applications are taken through lending institutions as well as financial tech companies. Two programs frequently accessed are the Payroll Protection Plan and the Economic Injury Disaster Loan Emergency Advance program. Those and other programs can be accessed at SBA-COVID-19. The US Chamber of Commerce provides a Guide To Loan Forgiveness  for PPP loans. The Commonwealth can answer your questions on business relief through the State and other contributors at Mass.gov’s Resources and Guidance for Businesses.